We consider each client’s operations, activities, size and contractual requirements to arrange specialised coverage that make sense. See below for a brief snapshot of the coverages available to Mining Consultants:

Professional Indemnity

This cover protects against claims that are caused by your professional advice which may give rise to a financial loss.

Public Liability

This cover protects against claims made for property damage and personal injury to third parties caused by your negligent acts.

Workers’ Compensation

This coverage is mandatory where you have hired employees, but could be beneficial for operations with Sub-Contractors and/or Working Directors.

Property & Business Interruption

Property and contents coverage for your business equipment, tools of trade and office contents (with the option to extend to Worldwide, if required).

Directors and Officers / Management Liability

This cover is designed to protect the directors, officers, managers and employees against legal action from shareholders, employees, regulators, creditors, competitors, liquidators and others.

Cyber Insurance

Cyber insurance can be customised to offer cover for cyber event response costs, business interruption, digital asset replacement, breach costs, cyber extortion/threat, e-theft and third-party liability from a privacy or cyber breach.

Corporate Travel

Annual combined Business & Leisure coverage while travelling around Australia or Overseas – includes coverage for medical expenses and baggage/contents.

Kidnap & Ransom

Protection and assistance in the case of kidnap, ransom, extortion, and detention, while operating both overseas and locally.

Personal Accident & Sickness

Assists in the financial loss resulting from permanent disability or death caused by accidental injury, or temporary disablement due to an accident, injury or sickness

We understand that the Mining Consulting space is a diverse and complicated industry. In saying that, we have customised insurance coverages to suit the various types of Mining Consultants and mining industry services in Australia, including the following:

1. We understand the risks involved in the mining industry and customise our insurance offerings to protect against these risks and comply with the industry regulatory requirements.

2. We have built relationships with specialised insurers that focus on Mining Consultants and provide customised coverage to suit the specific needs of each consultant.

3. We are specialists in Professional Indemnity and managing the claims and notification processes.

4. We provide complete insurance risk profiles customised to each client, outlining which risks are transferred and which risks are self-insured.

5. We provide coverage, limit and excess analysis to assist clients in understanding their insurance policies and help in making informed decisions to protect their business.

6. We help clients make an informed decision by answering the following questions:

– What’s covered?

– What’s excluded?

– What limit should we buy?

– When do we report changes, claims, circumstances, etc.?

At KBI we have leveraged our networks, strong relationships and our insurance/risk management knowledge of the mining industry to customise insurance solutions that benefit Mining Consultants. With a team that has experience in arranging insurance for over 250 mining companies throughout North America and Australia, we provide expert advice to make the insurance process seamless and help our clients better understand their insurance program – helping them make an informed decision.