Multimedia insurance is similar to a traditional Professional Indemnity policy, but includes coverage enhancements specific for the media industry. KBI and Chubb Insurance have created a robust policy for local and independent news organisations with several unique benefits:

Public Liability is cover for property damage and/or personal injury to third parties caused by your negligent acts, including the associated defence costs.

The risks covered by this policy usually come into play at meetings, events, when you visit third party locations, and when you have visitors at your own premises.

This is an important policy for all businesses and especially media organisations, but is often overlooked. Cyber Insurance offers comprehensive protection from a cyber-attack, including Emergency Incident Response, Business Interruption, and Privacy Liability.

It is common to think that your business doesn’t have any cyber risks, but we recommend that all digital media organisations ask themselves the following when considering their cyber risks:

•  Can I operate without access to my computer systems? Can I earn revenue?
•  Do I store sensitive information, such as contact information of subscribers or sources?
•  Do I know what to do if my systems are breached by cyber criminals?
•  Could a cyber criminal access my bank accounts?
•  Could I improve my cyber risk controls?

Cyber Insurance will help protect you against all of the above scenarios and can also help your organisation improve your defences against cyber risk.

For more information on Cyber Insurance, including a 3-minute video and several articles, please check-out our webpage here.

Equipment Insurance

Cover for laptops, antennae & other equipment, whether at a home office, on the road, or at a business location.

Directors and Officers / Management Liability

This cover is designed to protect the directors, officers, managers and employees against legal action from shareholders, employees, regulators, creditors, competitors, liquidators and others.

Corporate Travel Insurance

Annual combined Business & Leisure coverage while travelling around Australia or Overseas – includes coverage for medical expenses, trip cancellation and baggage/contents.

Workers’ Compensation

This coverage is mandatory where you have hired employees, but could be beneficial for operations with Sub-Contractors and/or Working Directors.